The lender considers alternative credit data, such as rent and utility payments, when reviewing mortgage applications. In some cases, the closing can occur in as few as 11 days.įlagstar Bank has mortgage products with minimum credit score requirements of 620. Their average closing time is 35 days, which is shorter than the industry average. Preapproval time is less than three days. They can also visit a branch location in Indiana, Michigan, Ohio and Wisconsin.Ĭustomer support hours, including for email, phone and online chat, are Monday through Friday, 7:30 a.m. They can apply online or visit a lender in person. Online application process available in all states in-person branches also are available in four Midwestern states.įlagstar Bank offers several ways for customers to get a mortgage. The lender also offers several discount programs, including discounts for borrowers whose employers have a relationship with Flagstar, incentives for returning customers and discounts for first responders, active military and veterans. The lender has low minimum credit score requirements for some of its loans, which is helpful for first-time home mortgage borrowersor people who are repairing their credit. However, some loan products might not be available in all states.Ĭhase’s preapproval process can take up to two days.Ĭhase requires a minimum credit score of 620.Ĭhase offers fixed- and adjustable-rate conventional and jumbo mortgages, Federal Housing Administration (FHA) loans, Veterans Affairs (VA) loans and low down payment loansįlagstar Bank offers all the major mortgage options (conventional, jumbo, construction and government-backed loans) both online and at its branch locations in Indiana, Michigan, Ohio and Wisconsin. they are not available in Hawaii or Alaska. Chase also offers a rate discount of up to 0.25% if you have at least $1 million in deposits and investments there.Ĭhase mortgages are offered in 48 states and Washington, D.C. Borrowers with $500,000 or more will get a $1,500 reduction from the processing fees. For example, customers who have combined assets in Chase deposit and investment accounts totaling between $150,000 and $499,999 will get $500 off the mortgage processing fee. Eligible DreaMaker borrowers may also get $500 after completing a homebuying education course.Ĭhase also offers relationship discounts for eligible existing Chase customers in the form of reduced processing fees and lower rates. The DreaMaker mortgage, a low down payment option with flexible credit and income requirements, is geared toward buyers on a budget who might have lower credit scores. Use a mortgage calculator to compare how different rates would impact your monthly payment.Chase is one of the top mortgage lenders because of its competitive interest rates, loan programs for borrowers with smaller down payments and relatively speedy closing times. However, subtle differences remain, and what looks like small interest rate savings now could translate to a large dollar amount over 15- or 30-year mortgages. With laws limiting how mortgage companies are compensated, there is less variance in rates and fees from company to company than there was in the past-during the 2000s, for example. It's difficult to know you are getting the best deal if you have not compared it with other offers. There is no optimal number of applications, though too few applications can result in missing out on the best deal, while too many might lower your credit score and besiege you with unwanted calls.If you plan to refinance or pay off the loan after a few years, it’s best to keep closing costs low. If you’re going to keep a mortgage for many years, it’s best to opt for a lower rate and higher closing costs.Applying to multiple lenders lets you compare rates and fees, but it can impact your credit report and score due to multiple credit inquiries.Applying to multiple lenders allows borrowers to pit one lender against another to get a better rate or deal.
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This fixes a bug in the editable-spine-widths feature, introduced in version 3.24, that would cause spines for jewel case backs to get messed up if you edited the paper template.the "layouts" tab has been rechristened "designs" to reflect its new awesomeness.added a handful of new layouts, mostly for the jewel case back.the installer will download & install several bonus pieces of background art.added support for the Epson printing SDK, which should allow users with direct-to-disc-printing Epson models to print discs without having to manually set the printer to use the CD tray.added a fade-edges feature for printable discs.added drop shadow capabilities for images, shapes, and text.fixed a bug that could cause spine markers on DVD cases to display in the wrong places if users had edited the spine width.added a "doesn't overwrite existing design" option to the save-as-design dialog.added a Preview option to the fade-edges-settings dialog.added support for direct-to-disc printing with the HP Photosmart C309a and C309c.shadowized more of the built-in designs.fixed a bug that caused shadows to display incorrectly in some cases for images that don't have alpha channels.when you add a shadow to a new object, it will give it the same settings as the last shadow you created or edited for that kind of object (text, image, or shape).bug fix: rare crash when creating image thumbnails.bug fix: wasn't loading composer tags or non-numeric genre tags from MP3 files.fixed a num-copies bug that occurred when using the Epson SDK. after a successful registration, the app will delete the "Register Acoustica CD Label Maker" desktop shortcut icon.the open and save-as dialogs are now resizable.added "center vertically & horizontally" and "resize to fit label" options to the Align menu.added support for several new paper labels and disc-printing printers.bug fix: rare crash when cancelling out of Text Properties dialog.bug fix: labels that had transparency effects didn't handle user-defined alignment adjustments correctly when printing.bug fix: if you have circular text with both a drop shadow and a semi-transparent background, the area behind the text wouldn't get displayed correctly in some cases.bug fix: if you selected text in the text-properties dialog and the selection included the last character, the selection would get ignored.bug fix: incorrect text caret position on blank lines for centered or right-justified text.bug fix: if a tracks listing displayed multiple tag fields in a fixed-fields layout and the text control wasn't wide enough to display all the tag fields, only the first track would get displayed.bug fix: Print dialog "crop holes" preference not getting preserved on subsequent sessions.bug fix: clicking the Tracks dialog's "Read CD" button when there was no disc in the CD drive caused the tracks type to change from audio to data.bug fix: print job names not displaying correctly in the Windows print spooler.lots of new supported paper types and direct-to-disc printers.duplex (double-sided) printing available on printers that support it. From here, simply check the box that says “Android Device Manager. You can set up Android Device Manager on the Pixel or Pixel XL by going to Settings > Security and Screen Lock > Device Administrators. The exact location and name of the menus might differ from phone to phone, so poke around. Many devices come with the feature enabled out of the box, but you will want to double check. The best option when it comes to finding your lost or stolen Pixel or Pixel XL is to properly register and accessible via the Android Device Manager. It works with all top eCommerce platforms for WordPress, including WooCommerce, MemberPress, LifterLMS, Easy Digital Downloads, and more. MonsterInsights comes with an eCommerce addon that lets you properly set up eCommerce conversion tracking in Google Analytics. Using Android Device Manager To Find Pixel or Pixel XL Turn on eCommerce Tracking in MonsterInsights. Apps like AirDroidto remotely access files and information that you need to recover, as well as using advanced features like remote camera access and SMS text messaging.On our data sources page, we’ll select the pixel that we want to install. Click the business tools menu icon, then select Events Manager. First, let’s navigate to the Facebook Events Manager and find our pixel. Then go to Tracking pixels (under Marketing) and select Add new pixel. What are these trackers These are tools that will allow you to track users. Set up a tracking pixel with Google Universal Analytics Category: Promoting an event To use Google Universal Analytics with Eventbrite, create a new property in your Analytics account and get the tracking ID. We’ll start with the quick and dirty method. Your OKAST platform supports Google Analytics tracking and Facebook tracking. Once you’ve got your phone back, take preventative measures so this doesn’t happen again. Install Facebook Pixel with Google Tag Manager. Make sure your Pixel or Pixel XL has proper tools installed for locating your device and securing it from a remote location using tools like Android Device Manager and Lookout. He's often told his opponents what he would do before he'd do it, and they rarely stopped him. He famously told Dikembe Motumbo "Welcome to the NBA," then shot a perfect free throw with his eyes closed after Motumbo dared him to. He truly loved to talk smack it's obvious from his in-game demeanor when he's mouthing off, and his general love of basketball dominance. And really, the stuff we can hear is only the tip of the iceberg.Ībsolutely deadly, that's what Jordan was both as a player and as a trash talker. When Arron Afflalo missed a free throw in a game against the Knicks, Wallace screamed "Yeah Afflac!" at him. He again yelled "That ball don't lie!" at Austin Rivers after getting called for a foul and Rivers missed. He was ejected for yelling at officials after receiving a flagrant he didn't agree with, before screaming that phrase after the opposing player missed the free throw. He talks trash to players, officials, fans, it doesn't matter. He's often credited with popularizing the ever-present phrase on courts across America "ball don't lie". But he's said he has a code- he won't talk trash about people's family. He's got a championship ring he won with the legendary Pistons team in 2004, which obviously elevates his trash talking game even higher. He's absolutely loved by fans for his trash talk. Much of that is for his defense, but most of it is for his energetic persona and fiery personality. Rasheed Wallace is something of a famous figure among hardcore basketball fans. So without further hoopla, here are 10 of the best trash talkers ever to grace our favorite association: We all remember events like Carmelo Anthony walking out to the Celtics team bus after a game to confront Kevin Garnett over things said on court during the game. It's certainly happened plenty in the NBA, at the highest level of competition. And to be fair, if you're not numb to it, trash talking can definitely get under a player's skin. Some people do it for a competitive advantage, claiming they can 'get in the opponent's head' and mess up their game. Some people talk trash just because they're ultra competitive. There's hardly anything more embarrassing on the basketball court than talking trash and getting schooled. In fact, just about the only way to be a good trash talker is to be able to light it up on the court. Usually, good trash talkers are good players. (Well, arid deserts, anyway.) From local pick-up games around the world to the televised NBA games, trash talking is such a part of the game, it loses most of its combativeness and shock value.Īnd then there are some historically funny, offensive, or just plain gutsy trash talkers that have graced the NBA. To me, it is just a shame that this trash talking (a supposedly harmless thing that happens in sports) could significantly impact a young player and make him not want to play the sport anymore.Trash talking in basketball comes as naturally as sand in a desert. Needless to say, the next practice this young boy did not show and I received a phone call from his mother saying he quit the team. Furthermore, this young player came off the floor crying, with the opposing coaches and players showing no remorse for what was happening. To me, that just blew my mind that a nine-year old can say something so terrible, not to mention this Toronto team was already winning by about 40 points. Moreover, we were playing a team from Toronto and their players were trash-talking our players and someone happened to say something to this new player on our team something along the lines of how he was a terrible basketball player. He had a lot of potential and we were excited to have him on our team. On the other hand, in a previous tournament, we had a boy on our team who was an amazing athlete (playing soccer competitively before starting basketball) however, never really played basketball. With auto-brightness disabled, brightness peaks at 354cd/m2, which doesn’t look all that great. With the phone strapped into a pair of VR goggles, the screen mere centimeters from your eyes and split in two (one-half per eye), the resolution you need for a crisp display skyrockets, and every additional pixel counts. It’s for use in a VR headset such as the Samsung Gear VR however, such high resolutions come into their own. At least not without reverting to a magnifying glass. Some might say such a high resolution is pointless after all, from typical viewing distances, most people wouldn’t be able to tell the difference between the S7’s screen and a 1080p one of the same size. The S7 has a 5.1in Super AMOLED display with a resolution of 1,440 x 2,560 – the same as the Samsung Galaxy S6 – and it’s as sharp as sharp can be. Smaller camera “hump” protrudes only 0.46mm Octa-core Samsung Exynos 8890 processor (2 x quad-core CPUs running at 2.3GHz and 1.6GHz)ġ2-megapixel rear camera with f/1.7 aperture, dual-pixel phase-detect autofocus Samsung Galaxy S7 Review: Specification and Price 5.1in Super AMOLED display, Quad HD resolution, always-on From that perspective, it’s well worth having. With the Galaxy S7, you don’t have to worry about getting your phone out when it’s raining. Technically, this means it’s possible to completely submerge the phone in up to 1.5 meters of water for up to 30 minutes, so you could use it to take pictures of hermit crabs in rock pools – if that’s what floats your boat. |
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